Artamis Advisory · Sector practice

For an industry on the front line of climate and nature loss

Insurers face sustainability on both sides of the balance sheet: in what they underwrite and what they invest. We bring direct experience building the global standards and alliances that now shape the industry.

What insurers are facing

The questions on the agenda

01

Physical risk is outpacing pricing models

Loss trends are eroding the reliability of historical data, and supervisors expect forward-looking assessment in ORSA.

02

Underwriting emissions are now in scope

Insurance-associated emissions have a global measurement standard, and investors and supervisors expect targets and disclosure.

03

Protection gaps are widening

Retreat from high-risk markets creates public pressure and new product opportunities, from parametric covers to nature-based solutions.

04

Nature disclosure is arriving

TNFD and ESRS E4 expect assessment of nature dependencies across underwriting as well as investment.

How we help

What we do for insurers

Each engagement draws on our proprietary frameworks and on direct experience inside the institutions and initiatives that set market practice.

Discuss your priorities
  • Physical risk integration in underwriting and pricing
  • Insurance-associated emissions and net-zero target setting
  • Nature-linked and parametric product design
  • Protection-gap and resilience programmes with public partners
Start here

Resources for this practice

CSRD and Solvency II Readiness for Insurers

Regulatory briefing · Nov 2026Free download
Download free

LEAP-to-Ledger nature risk starter kit

Online starter kit · sector screen, LEAP checklist, Ledger · 15 minutesFree online
Start the assessment
Selected work

Experience our senior consultants bring

Transition Finance

A global standard for insurance-associated emissions

Led the development of the first global standard to measure and disclose the greenhouse gas emissions associated with insurance underwriting portfolios, working with insurers and the carbon accounting community.

Nature & Biodiversity

A TNFD pilot across underwriting and investments

LEAP assessment for an insurer covering both sides of the balance sheet, prioritising high-dependency sectors and locations in Latin America.

Adaptation & Resilience Finance

A community of practice for adaptation finance

Established a community of practice on adaptation and resilience finance for financial institutions across five regions, with a multi-year capacity-building strategy.

Start with a 30-minute conversation

Tell us about the decision in front of you. We will give you a view on how to approach it, and whether we are the right firm to help.

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